diff --git a/examples/transfer_dev.js b/examples/transfer_dev.js
new file mode 100644
index 0000000..e15fa4b
--- /dev/null
+++ b/examples/transfer_dev.js
@@ -0,0 +1,151 @@
+// import or require Harmony class
+const { Harmony } = require('@harmony-js/core');
+
+// import or require settings
+const { ChainID, ChainType } = require('@harmony-js/utils');
+
+// const URL_TESTNET = `https://api.s0.pga.hmny.io`;
+const URL_MAINNET = `https://api.s0.t.hmny.io`;
+// const LOCAL_TESTNET = `http://localhost:9500`;
+const DEVNET = 'https://api.s0.pga.hmny.io';
+// 1. initialize the Harmony instance
+
+const harmony = new Harmony(
+  // rpc url
+  DEVNET,
+  {
+    // chainType set to Harmony
+    chainType: ChainType.Harmony,
+    // chainType set to HmyLocal
+    chainId: ChainID.HmyPangaea,
+  },
+);
+
+// 2. get wallet ready
+// one18n8e7472pg5fqvcfcr5hg0npquha24wsxmjheg;
+const phrase = 'genius cable radar memory high catch blossom correct middle wish gentle fiscal';
+
+// one1a2rhuaqjcvfu69met9sque2l3w5v9z6qcdcz65
+// surge welcome lion goose gate consider taste injury health march debris kick
+
+// add privateKey to wallet
+// const sender = harmony.wallet.addByMnemonic(phrase);
+
+// add privateKey to wallet
+const private = '63e35b761e9df0d50ddcdaa8e33c235b60c991bfed22925a12768b0c08ef822f';
+// one1pdv9lrdwl0rg5vglh4xtyrv3wjk3wsqket7zxy
+const sender = harmony.wallet.addByPrivateKey(private);
+
+// const sender = harmony.wallet.addByPrivateKey(
+//   'fd416cb87dcf8ed187e85545d7734a192fc8e976f5b540e9e21e896ec2bc25c3',
+// );
+
+// 3. get sharding info
+async function setSharding() {
+  // Harmony is a sharded blockchain, each endpoint have sharding structure,
+  // However sharding structure is different between mainnet, testnet and local testnet
+  // We need to get sharding info before doing cross-shard transaction
+  const res = await harmony.blockchain.getShardingStructure();
+  harmony.shardingStructures(res.result);
+}
+
+// 4. get transaction payload ready
+
+async function transfer(receiver) {
+  // run set sharding first, if you want to make a cross-shard transaction
+  await setSharding();
+
+  //1e18
+  const txn = harmony.transactions.newTx({
+    //  token send to
+    to: receiver,
+    // amount to send
+    value: '100000000000000000',
+    // gas limit, you can use string
+    gasLimit: '210000',
+    // send token from shardID
+    shardID: 0,
+    // send token to toShardID
+    toShardID: 0,
+    // gas Price, you can use Unit class, and use Gwei, then remember to use toWei(), which will be transformed to BN
+    gasPrice: new harmony.utils.Unit('100').asGwei().toWei(),
+  });
+
+  // sign the transaction use wallet;
+
+  // This will happen at the chrome extension.
+  const signedTxn = await harmony.wallet.signTransaction(txn);
+
+  // Now you can use `Transaction.observed()` to listen events
+
+  // Frontend received back the signedTxn and do the followings to Send transaction.
+  signedTxn
+    .observed()
+    .on('transactionHash', (txnHash) => {
+      console.log('');
+      console.log('--- hash ---');
+      console.log('');
+      console.log(txnHash);
+      console.log('');
+    })
+    .on('receipt', (receipt) => {
+      console.log('');
+      console.log('--- receipt ---');
+      console.log('');
+      console.log(receipt);
+      console.log('');
+    })
+    .on('cxReceipt', (receipt) => {
+      console.log('');
+      console.log('--- cxReceipt ---');
+      console.log('');
+      console.log(receipt);
+      console.log('');
+    })
+    .on('error', (error) => {
+      console.log('');
+      console.log('--- error ---');
+      console.log('');
+      console.log(error);
+      console.log('');
+    });
+
+  // send the txn, get [Transaction, transactionHash] as result
+
+  const [sentTxn, txnHash] = await signedTxn.sendTransaction();
+
+  // to confirm the result if it is already there
+
+  const confiremdTxn = await sentTxn.confirm(txnHash);
+
+  // if the transactino is cross-shard transaction
+  // if (!confiremdTxn.isCrossShard()) {
+  if (confiremdTxn.isConfirmed()) {
+    console.log('--- Result ---');
+    console.log('');
+    console.log('Normal transaction');
+    console.log(`${txnHash} is confirmed`);
+    console.log('');
+    console.log('please see detail in explorer:');
+    console.log('');
+    console.log('https://explorer.harmony.one/#/tx/' + txnHash);
+    console.log('');
+    process.exit();
+  }
+  // }
+  if (confiremdTxn.isConfirmed() && confiremdTxn.isCxConfirmed()) {
+    console.log('--- Result ---');
+    console.log('');
+    console.log('Cross-Shard transaction');
+    console.log(`${txnHash} is confirmed`);
+    console.log('');
+    console.log('please see detail in explorer:');
+    console.log('');
+    console.log('https://explorer.harmony.one/#/tx/' + txnHash);
+    console.log('');
+    process.exit();
+  }
+}
+
+// sending from one18n8e7472pg5fqvcfcr5hg0npquha24wsxmjheg to  one1a2rhuaqjcvfu69met9sque2l3w5v9z6qcdcz65
+(async () => await transfer('one1pdv9lrdwl0rg5vglh4xtyrv3wjk3wsqket7zxy'))();